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Compare.
Certify.
Disburse.

As the most trusted private student loan management platform in the industry, ELM streamlines processes and unifies schools and lenders through one centralized system.

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The ELM Promise

Delivering Excellence since 1994

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CUSTOMER SERVICE

Our dedicated and highly-experienced team of industry professionals is at your service, ready to help. Satisfaction guaranteed.

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RELATIONSHIPS

With the largest network of loan providers and schools, let us help simplify processes by providing the tools you need.

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TECHNOLOGY

Our intuitive system speeds up your day with reporting, automation, and a user-friendly interface.  Our superior system stability and security ensures maximum availability.

Our Solutions       

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The single gateway to manage private student loan certifications and disbursements.

Lender and loan product comparison tool for private student loans. 

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Why ELM?

One company with one focus: Servicing the financial aid industry by empowering schools to work with a broad array of lenders using a single processing system and helping students find the best loan for their needs.   Learn more about Your ELM Product Suite 

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SCHOOLS AND INSTITUTIONS

ELM makes it easy to consolidate  all of your private student loan processing activities in one place.

Schools + Institutions

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LOAN PROVIDERS

Partner with ELM Resources and connect with the largest network of schools.

Loan Providers

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STUDENT AND BORROWERS

See why ELMSelect is the best choice to select the perfect loan for you.

Students + Borrowers

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"I'm really happy that we made the switch to ELM. I feel like you are really always thinking ahead with your product, and take suggestions from the schools and run with them." 

-Amy Stiltner, University of Kentucky

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